Stressed about money? You're not alone.

Is the state of your finances stressing you out?

You're not alone.

A recent survey showed that finances are the #1 cause of stress.

Politics, work and family issues followed suit.

But there are a few strategies you can use to minimize financial stress. Here they are:


✈ Get clear on your financial situation - How much do you make? How much do you owe?

✈ Get Financial Goals - think about how money stresses you - Are you in debt? Are you living paycheck to paycheck?

✈ Set priorities about paying off debt - How much is the debt, plus the interest on that debt costing you financially and emotionally?



✈ Create a budget - or a guideline for your money! Make it easy on yourself but don't forget to set aside a bit of money to enjoy.

✈ Check your accounts on a regular basis. This allows you to see if your cash flow doesn't align with you goals, or if there has been fraudulent activity.

✈ Don't be hard on yourself. Every once in a while you are going to spend more than you wanted. Just realize that a p...

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Drop the Debt Burden

Did 2020’s Pandemic leave you worse off, or better off financially?
 
Did you incur more debt, or whittle it down?
 
Debt is one of the biggest hurdles to creating wealth.
 
 
A recent survey shows that American’s biggest financial goal is getting rid of debt.
 
Like anything worth doing, create a plan and think long-term.
 
How are you planning on tackling debt in 2021?
 
Here are a few ideas:
 
  • Set an achievable goal
  • Make a budget, including debt repayment
  • Use an app – make it easy
  • Improve your credit score
  • Try avalanche method of debt repayment
  • Try the snowball method of debt repayment
  • Adjust savings goals
  • Adjust, or establish investment contributions
  • Consider balance transfers to credit cards with lower interest rates
  • Negotiate credit card rates
  • Check your credit report
  • Talk to a debt counselor, if applicable
  • Ask for debt reduction

There is "good" debt - such as mortgage debt the produces income, but most Americans carry consumer debt that not on

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